Author: Michael Sik

Since 2004 The ASFA Retirement Standard has served as Australia’s trusted retirement savings companion, providing a comprehensive breakdown of expenses for both a comfortable and modest lifestyle, for couples and singles to maintain a healthy, vital and connected lifestyle in retirement. It also estimates the...

Refinancing your home loan can be a game-changer, enabling you to optimise your mortgage terms, reduce monthly payments, or even tap into the equity you've built in your property. However, understanding the intricacies of the market and staying ahead of the curve is crucial in...

The lead-up to June 30 is a great time to review your financial situation to make sure you take advantage of end of financial year strategies and concessions available to you. The following tax and super strategies could minimise your tax bill and maximise your...

Investing in the right asset class can be a daunting task, as it requires navigating the complex and ever-changing landscape of financial markets. Each year brings its own set of economic conditions, market trends, and geopolitical factors, making the decision-making process even more challenging. In...

Federal Budget May 2023: What it might mean for the markets   Addressing short-term pain but with limited long-term gain The Federal Government has delivered a prudent Budget that seeks to address cost of living pressures without adding to inflationary pressures (but unfortunately neither to long term...

Federal Budget May 2023: What it might mean for individuals Overall, the Budget measures are unlikely to have a significant effect from a personal financial advice perspective, and many of the measures have been previously announced. This summary provides coverage of the key issues of interest. Highlights   Business Owners ...